HIRING A FLORIDA REAL ESTATE ATTORNEY FOR DEED TRANSFER(S)

HIRING A FLORIDA REAL ESTATE ATTORNEY FOR DEED TRANSFER(S)

A deed is a legal document that is vital for defining property ownership. A new deed is generated every time a home or commercial property is sold, or when parties are added or subtracted from ownership. Whose name(s) is on the deed and the type of wording used determines not only who owns the property but what happens to it should one of the owners pass away. In addition to the names of the old owner (known as the grantor) and new owner (the grantee), a deed must have the exact legal description of the property and be signed by all parties.Different Types of DeedsThere are various types of deeds used to convey property from one person or legal entity to another. The most commonly used deed for most real estate transactions is the warranty deed, which means the seller is promising they own the property and have the right to sell it. A quitclaim deed, by contrast, conveys the property without any warranties or promises from the grantor; it can be useful in certain circumstances, such as when transferring property during a probate from the beneficiary of an estate. A special warranty deed warrants the property solely during the time the grantor owned it. There are also a number of special purpose deeds, such as an personal representative’s deed (used to transfer property after a death), a tax deed (when the government takes property for lack of paying taxes) and the like.Reasons for Transferring a DeedIn addition to a deed that is issued when a property is sold, deeds can also be transferred for a variety of other reasons. A deed transfer is used if the owner wants to add someone to the title of their home–usually their adult child, new spouse, or other relative. Or a deed to property used by a business might need to have a new partner added. Transfers may also be used to remove the names of owners, including someone who has died.Getting the Right AdviceIf you are considering the transfer of a deed, it is important that you have an experienced, qualified real estate attorney draft the new deed. Deeds that are transferred incorrectly could be voided by a court, or they can stall or prevent a real estate closing. In addition, the type of deed needs to be carefully chosen based on the needs of each party, so if the parties divorce or one party dies, their share of the property goes to the person or persons they intend. Deciding to add someone to a deed must be done with care: if the person being added to the deed has a lien against them, for example, it attaches to the new property as well. Tax and mortgage implications must also be considered when transferring property.If you have questions about your deed transfer or need other real estate legal assistance in South Florida, contact us at the law office of Gary Landau for a free consultation. Attorney Gary Landau personally returns all calls to him.

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REAL ESTATE ATTORNEY VS A TITLE COMPANY

When you sell your home in Palm Beach County, Florida, or buy one in Coral Springs, in most cases you get to choose your closing agent. Selecting the Law Office of Gary M. Landau means you’ll have a lawyer representing your legal interests throughout the deal, something a title company does not do, in addition to providing the title insurance and handling the closing. This gives you extra services for no additional money.
Since real estate is the biggest investment most people make, it’s important that you choose the right professional to handle your closing.

STEPS NEEDED TO CLOSE ON A REAL ESTATE DEAL

If you’re looking to buy or sell a home in South Florida, you may wonder about the steps involved. An experienced closing attorney will walk you through the process and carefully explain all the steps leading to a successful closing. These include:

TITLE INSURANCE

Title insurance is a policy that protects you from legal problems that can arise after a purchase. In Coral Springs, Florida, a new buyer typically pays for title insurance, while in Palm Beach County the seller does. The Law Office of Gary M. Landau, P.A. provides title insurance for all deals we close. Buyers or sellers get the same insurance they get from a title company and also get peace of mind knowing an attorney is looking out for their interests.

REFINANCE CLOSINGS

Refinancing your home requires a similar type of closing as a new home purchase, with a closing agent overseeing the various legal elements and paperwork. Your lender may ask you to use their closing agent for your refinancing, but under Florida law you can select any closing agent you desire.
Choosing the Law Office of Gary M. Landau, P.A. can save you money on your title insurance premium during refinancing if you have a prior owner’s title policy from when you purchased your home.

Contact Us

Please fill out the short form below. We will usually respond within 1 business day but often do so the same day. Don’t hesitate, your questions are welcome.

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We respect your privacy. The information you provide will be used to answer your question or to schedule an appointment if requested.

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